Dutch millionaires remain optimistic about their personal fortunes and their assets are stable despite the economic crisis, according to the latest Dutch Wealth Report 2013.

The report, compiled by Van Lanschot Bankiers, the national statistics office CBS and research bureau GfK, shows the average Dutch millionaire is a white, 59-year-old man, who is well educated, drives a BMW and votes for the right-wing Liberal VVD.

The research shows that in Europe only Switzerland and Belgium have more millionaires than the Netherlands, which has some 92,0000 households with assets of over €1m. One in 100 Dutch households have millionaire status and together they own 40% of the Netherlands’ assets.

Amsterdam

Most live in Amsterdam but the highest density of millionaires can be found in Blaricum, Bloemendaal, Laren and Wassenaar. Spijkenisse comes bottom of the list, where just 0.2% of the population are millionaires.

Households are considered to be millionaires if they have assets of over €1m, excluding pensions and the property they live in.

The main change between this year’s report and last year’s inaugural issue is that millionaires are more positive about the economy and their own personal finances than a year ago, said Richard Bruens, head of Van Lanschot Private Banking.

‘They are also more likely to be putting their money into savings accounts than investments,’ the Volkskrant quoted him as saying.